Financial tools
Rent vs Buy
Compare cumulative rent with modeled ownership costs, mortgage balance, estimated equity and break-even over time.
All assumptions are editable. The comparison does not include income taxes, sale costs, tax deductions, investment returns on unused cash, inflation or financing products beyond the mortgage shown.
Financial comparison
Rent vs buy summary
Financial signal
Buying leads under these assumptions
At a 10-year horizon
Monthly mortgage payment
MX$27,955
Cumulative rent cost
MX$3,601,832
Net ownership cost
MX$1,585,413
Cash outflow minus estimated equity
Estimated equity
MX$3,109,144
Future property value
MX$5,180,855
4.00% annual appreciation assumption
Remaining mortgage balance
MX$2,071,711
Patrimonial difference
MX$2,016,419
Buying advantage vs renting
Break-even estimate
Year 2
Break-even is the first modeled year in which accumulated renting cost is at least the modeled net ownership cost.
Informational simulation only. This is not financial, tax, legal or mortgage advice and does not constitute a recommendation to buy or rent. Results depend entirely on the assumptions entered and actual market, financing and transaction conditions may differ.
Nubriq does not modify the property listing price or any predictive pricing signal through this calculator.